Bothered by Bill Collectors?
Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by a debt collector or a victim of auto fraud, to consumers in Orlando, Kissimmee, and throughout the Central Florida Area.
We are a consumer rights law firm dedicated to the protection of consumers against abusive, unfair and illegal collection practices by debt collectors and other creditors. Our goal is to end collection harassment. If you have been subjected to collection harassment, calls to the workplace, or other abuse, call us today for a free consultation. We also represent employees who have been denied payment of overtime or minimum wages by their employer. Visit us at Orlando Overtime Pay for more information.
Being Bothered by Debt Collectors?
Debt collectors must treat you with truth, fairness, dignity, and respect. Any debt collector who crosses the line and abuses you for the collection of a consumer debt can be sued in federal court for damages under a law called the Fair Debt Collection Practices Act (FDCPA).
Debt Collectors Are Prohibited From:
• Threatening lawsuits, garnishment, liens, or arrest for not paying a bill;
• Calling your family, friends, neighbors or employers to collect a debt;
• Leaving abusive phone messages;
• Insulting, yelling or swearing at you;
• Calling your workplace after telling the collector not to call you there;
• Lying, threatening, or otherwise harassing you in any way.
If you have suffered from any of these abusive bill collection practices, you may be entitled to compensation. Moreover, debt collectors that violate the FDCPA are strictly liable, meaning that a consumer need not show intentional conduct by the debt collector to be entitled to damages. We can help any consumer who is currently in collections, or has suffered from collection harassment. Call us today at (888) 877-5103 to speak with an attorney and get a free phone consultation on your case.
It does not matter if the debt collector is calling your number by mistake and asking for a friend, relative, or someone you don't know. The national "Do Not Call" registry has no relevance to debt collection calls under the Fair Debt Collection Practices Act.
If you are getting calls at work, voicemails, calls or letters after you filed for bankruptcy, we can help you.
What to Do if You're Abused By a Collector
If you're contacted by a debt collector, you have a right to dispute the debt either verbally or in writing. If you want to preserve some rights under the FDCPA, you must send a written dispute within 30 days of your receipt of the first "validation notice" from the debt collector. Even if you owe the debt, or you cannot pay, you still have rights under the FDCPA. Most of our clients owe the debt being collected but because of financial circumstances, or a dispute over the goods or services, they cannot pay it. In order to preserve your rights under the law, it's important for you to keep good records of all of the contacts. Click here to see our collections communications log.
Call Turner Law Today ~ 888.877.5103